Coconut Rum Coquito Tiramisu: A Tropical Twist on an Italian Classic

Imagine taking the creamy, dreamy layers of traditional Italian tiramisu and infusing them with the tropical warmth of Caribbean coquito. This Coconut Rum Coquito Tiramisu is exactly that magical fusion—a dessert that celebrates the best of both worlds. With its layers of rum-soaked ladyfingers, luscious coconut mascarpone cream, and a generous topping of toasted coconut and cinnamon, this recipe transforms an Italian favorite into a holiday showstopper with distinctly Puerto Rican flair.

Whether you’re looking to impress guests at your next gathering or simply want to treat yourself to something extraordinary, this coconut rum coquito tiramisu delivers on every level. The rich mascarpone filling gets enhanced with coconut cream, creating an incredibly smooth and tropical-flavored layer that pairs beautifully with the rum-dipped ladyfingers. Every bite offers a perfect balance of sweetness, boozy warmth, and that unmistakable coconut essence that makes coquito so beloved during the holidays.

What makes this recipe particularly special is how it honors traditional tiramisu-making techniques while introducing flavors that will transport you straight to a Caribbean beach. The toasted coconut on top adds a delightful textural contrast and nutty flavor that complements the creamy layers beneath. Meanwhile, the cinnamon dusting provides that warm spice note that’s essential to authentic coquito. This dessert isn’t just visually stunning with its beautiful layers—it’s a genuine celebration of culinary cultures coming together in the most delicious way possible.

Why This Coconut Rum Tiramisu Will Become Your New Favorite Dessert

Traditional tiramisu has been winning hearts for generations with its coffee-soaked layers and mascarpone richness, but this coconut rum version takes the concept to entirely new heights. The substitution of rum for coffee liqueur and the addition of coconut cream creates a flavor profile that’s simultaneously familiar and excitingly different. If you’ve ever loved coquito—that beloved Puerto Rican holiday drink made with coconut, rum, and warm spices—you’ll immediately recognize and appreciate these flavors in dessert form.

One of the greatest advantages of this recipe is its make-ahead nature. Like traditional tiramisu, this coconut rum version actually improves with time as it sits in the refrigerator. The ladyfingers absorb the rum mixture and soften perfectly, while all the flavors meld together into something truly harmonious. You can prepare this dessert a full day in advance, making it ideal for entertaining when you want to minimize last-minute kitchen stress.

The texture of this tiramisu is absolutely divine. The mascarpone and coconut cream mixture whips up into the most luxurious, cloud-like filling that’s rich without being overly heavy. Each layer of cream provides that signature tiramisu silkiness, while the rum-soaked ladyfingers offer just enough structure to make each bite satisfying. The toasted coconut topping adds a wonderful crunch that contrasts beautifully with the soft, creamy layers below.

This dessert also offers impressive versatility. While it’s perfect for holiday celebrations, especially Christmas and New Year’s gatherings where coquito traditionally flows freely, it’s equally appropriate for summer parties, birthday celebrations, or any occasion that calls for something special. The tropical flavors make it feel festive regardless of the season, and the beautiful layered presentation always draws admiring glances when you bring it to the table.

The Secret to Perfect Mascarpone Coconut Cream Layers

The heart of any great tiramisu lies in its cream filling, and this coconut rum version is no exception. The key to achieving that perfect consistency is starting with room temperature mascarpone cheese. Cold mascarpone can be lumpy and difficult to incorporate smoothly, so letting it sit out for about thirty minutes before you begin is essential. When properly softened, mascarpone whips into the most luxuriously smooth cream that holds its shape beautifully between layers.

The addition of coconut cream takes this filling into truly special territory. Not to be confused with coconut milk, coconut cream is much thicker and richer, with a higher fat content that contributes to the filling’s luscious texture. When selecting coconut cream, look for full-fat varieties without added gums or stabilizers when possible. Some brands separate in the can, with the thick cream rising to the top—this is actually ideal, as you want that thick, concentrated coconut flavor.

Whipping the mascarpone mixture properly is crucial for achieving the right consistency. You want to beat it until it’s smooth and fluffy but not overwhipped. Overmixing can cause the mascarpone to split or become grainy, which would compromise the silky texture you’re aiming for. The cream should form soft peaks and have a spreadable consistency that’s thick enough to hold its shape but still smooth and glossy. When you lift your mixer beaters out of the bowl, the cream should gently fall back into itself rather than standing up in stiff peaks.

The sugar ratio in the filling is equally important. Too much sugar can make the dessert cloying, while too little leaves it tasting flat. The recipe balances sweetness perfectly, allowing the natural flavors of coconut and mascarpone to shine through while providing just enough sweetness to complement the rum-soaked ladyfingers. Some people like to add a touch of vanilla extract or coconut extract to enhance the tropical flavors even further, which is a wonderful option if you want to intensify that coconut presence.

Mastering the Art of Rum-Soaked Ladyfingers

The ladyfinger soaking process is where many tiramisu recipes succeed or fail, and this coconut rum version requires the same careful attention to timing. The goal is ladyfingers that are thoroughly moistened but not so saturated that they fall apart or make the dessert soggy. Italian ladyfinger cookies, also called savoiardi, are specifically designed for tiramisu because their dry, crisp texture can absorb a significant amount of liquid without immediately disintegrating.

Creating the perfect soaking mixture is all about balance. You’ll combine rum with coconut milk or coconut cream, along with a touch of sugar to create a sweet, tropical-flavored liquid that will infuse every ladyfinger with flavor. The rum should be good quality—while you don’t need to use your most expensive bottle, avoid anything you wouldn’t enjoy drinking on its own. White or gold rum works beautifully, with gold rum providing slightly more depth and complexity to the flavor profile.

The actual soaking technique requires a gentle touch and quick movements. Have your soaking liquid in a shallow dish wide enough to fit a ladyfinger lengthwise. Working with one cookie at a time, quickly dip both sides in the rum mixture—we’re talking just one to two seconds per side. The ladyfinger should feel damp and softened but should still hold its shape when you lift it out. If you can bend it easily or it starts breaking apart, you’ve soaked it too long. If it still feels quite firm and dry in the center, give it another quick dip.

Arranging the soaked ladyfingers in your dish immediately after dipping is important because they continue to soften as they sit. Create a single, tightly packed layer with the cookies touching edge to edge, breaking them as needed to fill any gaps. This creates a stable foundation for your cream layer and ensures every bite includes both components. Some recipes call for dipping all the ladyfingers at once, but working in batches as you build each layer helps prevent over-soaking and makes assembly easier.

Building Beautiful Layers and Assembly Tips

Assembling this coconut rum coquito tiramisu is almost meditative in its simplicity, yet the process requires attention to detail for the best results. Start with a rectangular baking dish—a 9×13 inch pan works perfectly for serving a crowd, while an 8×8 inch square pan creates a smaller but thicker-layered dessert. Glass dishes are ideal because they allow you to see the beautiful layers from the sides, though any material will work fine.

Begin by spreading a thin layer of the mascarpone coconut cream on the bottom of your dish. This initial layer serves multiple purposes: it prevents the ladyfingers from sticking to the dish, adds extra creaminess to every serving, and creates a smooth base for your first cookie layer. Use an offset spatula or the back of a spoon to spread this cream evenly, making sure to reach all corners and edges.

Next comes your first layer of rum-soaked ladyfingers, arranged in a single layer that covers the cream completely. Don’t worry if you need to break some cookies to fill gaps—this is completely normal and won’t affect the final result. Once your ladyfinger layer is in place, spread half of your remaining mascarpone coconut cream over the top, smoothing it carefully to ensure even coverage. The cream should completely cover the ladyfingers with no gaps or thin spots that might create an uneven texture.

Repeat this process with another layer of soaked ladyfingers and the remaining cream, finishing with a smooth, even top layer of mascarpone mixture. Use your spatula to create a level surface, smoothing away any peaks or valleys. This final cream layer is what you’ll see when you serve the dessert, so take a moment to make it as attractive as possible. Some people like to create gentle swirls or patterns in the cream using the back of a spoon, which adds visual interest.

The toasted coconut and cinnamon topping should be added just before serving rather than before refrigeration. This keeps the coconut crispy and prevents the cinnamon from dissolving into the cream during the chilling period. When you’re ready to serve, generously sprinkle toasted coconut flakes over the entire surface, then dust with ground cinnamon using a fine-mesh sieve for even distribution. The contrast between the white cream, golden coconut, and warm brown cinnamon creates a visually stunning presentation.

Ingredient Insights and Substitution Options

Understanding your ingredients helps you make the best possible version of this coconut rum coquito tiramisu while also allowing for creative substitutions based on your preferences or what you have available. Mascarpone cheese is the traditional choice for tiramisu because of its incredible richness and slightly sweet flavor. If you absolutely cannot find mascarpone, you can create a substitute by blending cream cheese with heavy cream, though the result will have a slightly tangier flavor and less silky texture.

The coconut cream or coconut milk you choose significantly impacts the final flavor. Full-fat coconut cream provides the richest, most pronounced coconut flavor and the best texture for the filling. Light coconut milk will work in a pinch but may require adding extra coconut extract to boost the tropical flavor. Some people even use cream of coconut (like Coco López), which is sweetened coconut cream traditionally used in piña coladas—if using this, reduce the sugar in the recipe accordingly since it’s already quite sweet.

Rum selection offers room for personal preference. White rum provides a clean, straightforward alcohol flavor that lets the coconut shine, while gold or aged rum contributes deeper, more complex notes with hints of vanilla, caramel, or spice. Dark rum would be too heavy for this dessert, potentially overwhelming the delicate flavors. If you prefer a non-alcoholic version, you can substitute rum extract mixed with water, or simply use additional coconut milk with a splash of vanilla extract.

The ladyfinger cookies, or savoiardi, are specifically formulated for tiramisu-style desserts. Their dry, crisp texture and slight sweetness make them ideal for soaking. While you might be tempted to substitute regular cookies or cake, the results won’t be the same. Ladyfingers maintain their structure better than most alternatives, and their neutral flavor allows the rum and coconut to shine. If you absolutely cannot find ladyfingers, graham crackers can work in a pinch, though they’ll create a different texture and flavor profile.

Storage, Make-Ahead Magic, and Serving Suggestions

One of the most appealing aspects of this coconut rum coquito tiramisu is how beautifully it adapts to make-ahead preparation. In fact, this dessert actually benefits from advance preparation, as the flavors meld and deepen during refrigeration. The ladyfingers continue to absorb moisture from the cream, softening to the perfect consistency while maintaining their structure. Plan to make this dessert at least six hours before serving, though overnight is even better for optimal flavor development and texture.

When storing your tiramisu, cover it tightly with plastic wrap, pressing the wrap directly onto the surface to prevent the cream from forming a skin. Alternatively, you can use a fitted lid if your baking dish came with one. The dessert will keep beautifully in the refrigerator for up to three days, making it perfect for preparing ahead of holiday gatherings or dinner parties. Some people find the flavors actually improve on the second day as everything has more time to meld together.

Freezing this tiramisu is possible but not ideal, as the cream texture can change slightly upon thawing, becoming a bit grainy or separated. If you must freeze it, do so without the toasted coconut topping, and plan to add that fresh after thawing. Wrap the tiramisu extremely well in multiple layers of plastic wrap followed by aluminum foil, and freeze for up to one month. Thaw overnight in the refrigerator and add the coconut topping just before serving.

When it comes to serving, presentation matters. Use a sharp knife dipped in hot water and wiped dry between cuts to create clean edges and beautiful slices. The hot knife melts through the cream cleanly rather than dragging or tearing. Serve each portion on a dessert plate, perhaps with a light dusting of extra cinnamon or a few additional toasted coconut flakes for garnish. A small dollop of whipped cream on the side is optional but adds an elegant touch.

This coconut rum coquito tiramisu pairs wonderfully with coffee, which might seem ironic for a coffee-free tiramisu, but the rich dessert and coffee complement each other beautifully. It’s also delicious with a small glass of coquito itself, creating a dessert and drink pairing that celebrates Puerto Rican holiday traditions. For a lighter accompaniment, try serving it with fresh tropical fruit like mango or pineapple slices.

Ingredients

  • 16 ounces mascarpone cheese, room temperature
  • 1 cup coconut cream
  • 3/4 cup granulated sugar
  • 1 teaspoon vanilla extract
  • 2 packages (7 ounces each) ladyfinger cookies
  • 1 cup rum (white or gold)
  • 1/2 cup coconut milk
  • 2 tablespoons sugar for soaking mixture
  • 1 1/2 cups toasted coconut flakes
  • 2 tablespoons ground cinnamon for dusting

Instructions

  1. In a large mixing bowl, combine room temperature mascarpone cheese, coconut cream, granulated sugar, and vanilla extract, beating with an electric mixer on medium speed until smooth, fluffy, and well combined, approximately three to four minutes, scraping down the sides of the bowl as needed to ensure even mixing.
  2. In a shallow dish wide enough to accommodate a ladyfinger cookie, whisk together rum, coconut milk, and two tablespoons of sugar until the sugar dissolves completely, creating your soaking liquid with a smooth, well-blended consistency.
  3. Spread approximately one cup of the mascarpone coconut cream mixture evenly across the bottom of a 9×13 inch baking dish, using an offset spatula or the back of a spoon to create a smooth, even layer that covers the entire surface.
  4. Working with one ladyfinger at a time, quickly dip both sides of each cookie into the rum mixture for just one to two seconds per side, ensuring the cookie absorbs liquid but doesn’t become so saturated that it falls apart.
  5. Arrange the soaked ladyfingers in a single layer over the cream in the baking dish, placing them tightly together and breaking cookies as needed to fill any gaps and create a complete, even layer.
  6. Spread half of the remaining mascarpone coconut cream over the ladyfinger layer, smoothing carefully with a spatula to ensure complete, even coverage with no gaps or thin spots visible.
  7. Repeat the soaking and layering process with remaining ladyfingers, creating a second cookie layer over the cream, then top with the final portion of mascarpone coconut mixture, smoothing the top surface as evenly as possible.
  8. Cover the baking dish tightly with plastic wrap, pressing the wrap gently onto the cream surface, then refrigerate for at least six hours or preferably overnight to allow flavors to meld and ladyfingers to soften to the perfect consistency.
  9. Just before serving, toast coconut flakes in a dry skillet over medium heat for three to five minutes, stirring constantly until golden brown and fragrant, then let cool completely.
  10. Remove plastic wrap from chilled tiramisu and sprinkle toasted coconut flakes generously over the entire surface, followed by an even dusting of ground cinnamon through a fine-mesh sieve.
  11. Cut into squares using a sharp knife dipped in hot water and wiped clean between cuts for neat, attractive slices.
  12. Serve immediately or return to refrigerator until ready to serve, noting that the dessert will keep beautifully for up to three days when properly covered and refrigerated.

Coconut Rum Coquito Tiramisu

A tropical twist on classic Italian tiramisu featuring rum-soaked ladyfingers layered with coconut mascarpone cream and topped with toasted coconut.
Prep Time 30 minutes
Cook Time 5 minutes
Total Time 6 hours 35 minutes
Servings: 12 servings
Course: Dessert
Cuisine: Caribbean, Italian, Puerto Rican
Calories: 420

Ingredients
  

Mascarpone Cream Filling
  • 16 ounces mascarpone cheese room temperature
  • 1 cup coconut cream
  • 0.75 cup granulated sugar
  • 1 tsp vanilla extract
Ladyfinger Layers
  • 2 packages ladyfinger cookies 7 ounces each
  • 1 cup rum white or gold
  • 0.5 cup coconut milk
  • 2 tbsp granulated sugar for soaking
Topping
  • 1.5 cups coconut flakes toasted
  • 2 tbsp ground cinnamon for dusting

Equipment

  • 9×13 inch baking dish
  • Electric mixer
  • Mixing bowls
  • Shallow dish for soaking
  • Offset spatula

Method
 

  1. In a large mixing bowl, beat mascarpone cheese, coconut cream, 3/4 cup sugar, and vanilla extract until smooth and fluffy, about 3-4 minutes.
  2. In a shallow dish, whisk together rum, coconut milk, and 2 tablespoons sugar until sugar dissolves completely.
  3. Spread 1 cup of mascarpone mixture evenly across bottom of 9×13 inch baking dish.
  4. Quickly dip each ladyfinger in rum mixture for 1-2 seconds per side, then arrange in single layer over cream.
  5. Spread half of remaining mascarpone cream over ladyfinger layer, smoothing evenly.
  6. Repeat with another layer of soaked ladyfingers and remaining mascarpone cream.
  7. Cover tightly with plastic wrap and refrigerate for at least 6 hours or overnight.
  8. Toast coconut flakes in dry skillet over medium heat for 3-5 minutes until golden, stirring constantly. Let cool.
  9. Before serving, sprinkle toasted coconut over top and dust with cinnamon through fine-mesh sieve.
  10. Cut into squares using hot knife wiped clean between cuts. Serve chilled.

Notes

This dessert tastes even better after sitting overnight as flavors meld. Can be made up to 3 days ahead. Store covered in refrigerator. Add coconut topping just before serving for best texture.

Conclusion: Your New Signature Dessert Awaits

This Coconut Rum Coquito Tiramisu represents the beautiful marriage of Italian elegance and Caribbean warmth, creating a dessert that’s both familiar and excitingly new. With its layers of rum-soaked ladyfingers, cloud-like mascarpone coconut cream, and the delightful crunch of toasted coconut, every element works in perfect harmony to deliver an unforgettable eating experience. The make-ahead convenience makes it ideal for entertaining, while the stunning presentation ensures it will be the star of any dessert table.

What truly sets this recipe apart is how it honors both culinary traditions while creating something entirely its own. The classic tiramisu structure provides a reliable foundation, while the coquito-inspired flavors bring personality and warmth that make this dessert memorable long after the last bite. Whether you’re serving it at a holiday gathering, bringing it to a potluck, or simply treating yourself to something special, this coconut rum coquito tiramisu delivers on every level.

The beauty of this recipe is that once you master the basic technique, you can experiment with variations and personal touches. Perhaps you’ll add a layer of dulce de leche between the ladyfingers, incorporate some chopped pistachios into the coconut topping, or experiment with different types of rum to find your favorite flavor profile. However you choose to make it, this dessert is guaranteed to become one of your most requested recipes, bringing smiles and satisfied sighs to everyone lucky enough to enjoy a slice.

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