The Ultimate Pumpkin Chocolate Chip Bread: A Perfect Fall Comfort Treat
When autumn leaves begin to fall and the crisp air signals the arrival of cozy season, nothing quite captures the essence of fall like the intoxicating aroma of freshly baked pumpkin chocolate chip bread wafting through your kitchen. This delectable treat combines the warm, earthy flavors of pumpkin with the irresistible sweetness of chocolate chips, creating a harmonious blend that has become synonymous with autumn comfort food.

Pumpkin chocolate chip bread represents more than just a seasonal dessert; it embodies the spirit of fall gatherings, cozy afternoons, and the simple pleasure of homemade baking. The rich, moist texture of this bread, punctuated by bursts of melted chocolate, creates an experience that appeals to both children and adults alike. Whether served as a breakfast treat with morning coffee, an afternoon snack, or a dessert following a hearty autumn meal, this bread delivers satisfaction in every slice.
The beauty of this particular recipe lies in its simplicity and reliability. Unlike more complex baking endeavors that require precise timing and intricate techniques, pumpkin chocolate chip bread forgives minor variations in measurement and timing while still producing consistently delicious results. This forgiving nature makes it an excellent choice for both novice bakers taking their first steps into the world of homemade bread and experienced bakers seeking a reliable go-to recipe for entertaining or gift-giving.
The star ingredient, pumpkin puree, brings numerous benefits beyond its distinctive flavor profile. Rich in beta-carotene, fiber, and essential vitamins, pumpkin adds nutritional value while contributing to the bread’s incredibly moist texture. The natural sweetness of pumpkin allows for a reduction in added sugars without compromising taste, making this bread a slightly healthier indulgence compared to many traditional quick breads.
The addition of chocolate chips transforms this humble pumpkin bread into something truly special. The contrast between the warm spices of cinnamon, nutmeg, and cloves against the sweet richness of chocolate creates a flavor complexity that keeps you reaching for another slice. The chocolate chips also provide textural interest, offering delightful pockets of melted chocolate throughout each bite.
What sets this recipe apart from countless others is its carefully balanced spice blend. The combination of cinnamon, nutmeg, and cloves creates the classic pumpkin spice profile that has become so beloved in recent years. However, the proportions are carefully calibrated to enhance rather than overpower the natural pumpkin flavor, ensuring that each spice contributes to the overall harmony without dominating the palate.
The versatility of this pumpkin chocolate chip bread extends far beyond its basic preparation. Creative bakers can easily customize the recipe to suit different preferences or dietary needs. Mini chocolate chips distribute more evenly throughout the batter, while standard-sized chips create more dramatic chocolate encounters. Some bakers prefer to use a combination of both sizes for optimal distribution and impact.
For those seeking to elevate the recipe further, various additions can transform this already delicious bread into something extraordinary. Chopped walnuts or pecans add a delightful crunch that complements both the pumpkin and chocolate flavors. A cream cheese swirl creates an elegant marbled effect while adding tanginess that balances the sweetness. Even a simple glaze made from powdered sugar and milk can transform the bread into a more dessert-like presentation.
The baking process itself is straightforward, requiring only basic equipment that most home kitchens already possess. The key to success lies in not overmixing the batter, which can result in a tough, dense final product. Instead, gentle folding motions that just combine the ingredients ensure a tender, moist crumb that practically melts in your mouth.

Storage and serving suggestions add practical value to this recipe’s appeal. When properly stored in an airtight container, this bread maintains its moisture and flavor for several days at room temperature. For longer storage, individual slices can be wrapped and frozen, providing quick access to homemade comfort food whenever the craving strikes. Gentle rewarming in the microwave or toaster brings back the just-baked texture and aroma.
The timing of this recipe makes it particularly suitable for busy schedules. With minimal active preparation time and hands-off baking, it can easily fit into even hectic days. The aroma alone provides therapeutic benefits, filling the home with the scents of autumn and creating an atmosphere of warmth and comfort that extends far beyond the kitchen.
Ingredients
For the Bread:
- 1¾ cups all-purpose flour
- 1 teaspoon baking soda
- ½ teaspoon salt
- 1 teaspoon ground cinnamon
- ½ teaspoon ground nutmeg
- ¼ teaspoon ground cloves
- ⅓ cup vegetable oil
- 2 large eggs
- 1½ cups granulated sugar
- 1 cup pumpkin puree
- ⅓ cup water
- 1 cup chocolate chips
Optional Glaze:
- 1 cup powdered sugar
- 2-3 tablespoons milk
- ½ teaspoon vanilla extract

Instructions
- Preheat your oven to 350°F (175°C). Grease a 9×5-inch loaf pan and dust lightly with flour, tapping out excess.
- In a medium bowl, whisk together flour, baking soda, salt, cinnamon, nutmeg, and cloves until well combined.
- In a large mixing bowl, beat together oil, eggs, and sugar until smooth and well blended.
- Add pumpkin puree to the wet ingredients and mix until fully incorporated.
- Gradually add the dry ingredient mixture to the wet ingredients, alternating with water, beginning and ending with dry ingredients. Mix just until combined.
- Gently fold in chocolate chips, distributing them evenly throughout the batter.
- Pour batter into prepared loaf pan and spread evenly.
- Bake for 65-75 minutes, or until a toothpick inserted into center comes out clean or with just a few moist crumbs.
- Cool in pan for 10 minutes before removing to a wire rack to cool completely.
- If desired, prepare glaze by whisking together powdered sugar, milk, and vanilla until smooth, then drizzle over cooled bread.

Pumpkin Chocolate Chip Bread
Ingredients
Equipment
Method
- Preheat oven to 350°F (175°C). Grease a 9×5-inch loaf pan and dust lightly with flour.
- In a medium bowl, whisk together flour, baking soda, salt, cinnamon, nutmeg, and cloves.
- In a large mixing bowl, beat together oil, eggs, and sugar until smooth and well blended.
- Add pumpkin puree to wet ingredients and mix until fully incorporated.
- Gradually add dry ingredients to wet ingredients, alternating with water, beginning and ending with dry ingredients.
- Gently fold in chocolate chips, distributing evenly throughout the batter.
- Pour batter into prepared loaf pan and spread evenly.
- Bake for 65-75 minutes, or until toothpick inserted in center comes out clean.
- Cool in pan for 10 minutes before removing to wire rack to cool completely.
- If desired, whisk together glaze ingredients until smooth and drizzle over cooled bread.
Notes
This exceptional pumpkin chocolate chip bread recipe delivers consistently outstanding results while requiring minimal expertise or specialized equipment. The combination of seasonal flavors, moist texture, and chocolate indulgence creates a treat that embodies the very best of fall baking traditions while remaining accessible to bakers of all skill levels.